Zobo gives you multiple flexible ways to access your USDC earnings. Whether you want to send money to friends, transfer to a crypto exchange, or withdraw directly to your bank account, we've got you covered.
Available Withdrawal Methods
Zobo supports four main withdrawal methods:
Send - Transfer USDC to another Zobo user or any email address
Bank Withdrawal - Direct deposit to your local bank account
Crypto Withdrawal - Send to external crypto wallets or exchanges
App Transfer - Move funds to other supported crypto apps
Payment Intent - Send money via email to anyone, even if they don't have Zobo yet
Supported Currencies
Currently, Zobo supports:
USDC on Base network
USDC on Ethereum network
USDT on Ethereum network
To check the current exchange rates for these currencies, go to Account → Rates in the app.
How to Withdraw
Send to Another User
The fastest way to move money:
Tap "Send" from your wallet
Enter the recipient's email address or Zobo username
Enter the amount you want to send
Confirm the transaction
The recipient receives the USDC instantly in their Zobo wallet
Payment Intent (Email Transfer)
This feature lets you send money to anyone, even if they don't have Zobo yet:
Choose "Payment Intent" from the withdrawal options
Enter the recipient's email address
Enter the amount to send
Confirm the transaction
The recipient gets an email notification with the funds waiting for them
When they download Zobo and sign up with that email, the money is automatically credited to their wallet
This is perfect for sending money to friends or family who aren't on Zobo yet—they'll claim it when they join.
Bank Withdrawal
Withdraw directly to your local bank account:
Select "Bank Withdrawal" from your wallet
Enter your bank account details if it's your first time
Enter the amount you want to withdraw
Confirm the transaction
Your funds will arrive in your bank account within 24 hours
Important: Bank withdrawals are not instant. You should receive your funds within 24 hours maximum, but most transfers complete much faster.
Crypto Withdrawal
Send your USDC to external wallets or exchanges:
Choose "Crypto Withdrawal"
Select the network (Base for USDC, Ethereum for USDC/USDT)
Enter the destination wallet address
Double-check the address—crypto transactions cannot be reversed
Enter the amount
Confirm the transaction
Your crypto is sent to the destination wallet
Always make sure you're sending to the correct network. Sending USDC on Base to an Ethereum-only address could result in lost funds.
Withdrawal Tips
Check Your Rates: Before making a withdrawal, especially for bank transfers, check the current conversion rates at Account → Rates to know exactly how much you'll receive.
Start Small: If it's your first withdrawal to a new bank account or crypto address, try a small test amount first to make sure everything works correctly.
Network Fees: Some withdrawal methods may have small network fees. These are always shown before you confirm the transaction.
Instant vs Delayed: Send and crypto withdrawals are instant. Bank withdrawals take up to 24 hours.
Need Help?
If you have questions about withdrawals or encounter any issues, contact our support team through the app's help section.
